Inspections for Home Buyer

When purchasing a home, a buyer should do a home inspection.  This is typically done during the purchase and sale contract's due diligence period.  Although the scope of most home inspectors covers electrical and plumbing systems, the roof, and HVAC systems, if the system is not working properly, the home inspector may recommend further inspections by HVAC, plumbing, electrical or roofing contractors if further evaluation is needed.

Other inspections for the home buyer to consider, outside of the routine home inspection, are:

1) Septic inspection - Even though the toilets flush, it's impossible to know the condition of the tank without having the tank lid removed and tank checked for level of solids to determine if a pump out is required.  It is recommended that the tank be pumped every five years for optimal operation.  Check the seller disclosure statement to find out when the pump was last professionally serviced.




2) Termite inspection - Most lenders no longer require a termite clearance letter for a loan unless it is a VA or FHA loan.  The buyer paying cash or getting a conventional loan is responsible for obtaining the termite clearance letter, if one is desired.  It is my recommendation that the buyer always get a termite clearance letter.  Georgia and Florida are the #1 and #2 states in the nation for termite infestations.  Termite prevention and treatment is not a "DIY" prospect. Having a bond can provide insurance in the event termites infest your property and cause damage.  But the bond must provide for damage and not just a re-treatment.  Check to determine which kind of bond exists on the property, and if it is for re-treatment only, upgrade it to damage as well.  The seller disclosure in Georgia should list what time of bond if is.  I recommend a buyer call the company for confirmation as to what kind of bond it is and confirmation it is transferrable to a new buyer.



3) Radon is a colorless, odorless gas occurring naturally.  I'm seeing more buyers in North Georgia test for radon.  Some transferees moving here as part of a relocation have employers or relocation companies that will require it.   What is an acceptable level of radon?   The average national indoor radon level is 1.3 pCi/L.  To this end, the US EPA has set an action level of picocuries per liter (4 pCi/L).   At or above this level of radon, the EPA recommends you take corrective measures to reduce your exposure to radon gas. This does not imply that a level below 4.0 pCi/L is considered acceptable, as stated in the BEIR VI (Biological Effect of Ionizing Radiation) study.  If you're interested in what the average indoor level of radon is in your county, click for a list of Georgia counties here.  For more information from the EPA on radon, download this Consumer Guide to Radon Reduction.

   Results under 2 pCi/L
   Results between 2 and 3.9 pCi/L
   Results 4 pCi/L and above

The average indoor radon levels of Hall County, as determined by radon test results from Air Chek, Inc, is 3.4 pCi/L.

4) Stucco Inspection - If you're looking at a home with a synthetic stucco exterior, you might consider a stucco inspection by a qualified stucco contractor.  The stucco contractor can check for cracks, holes, proper maintenance and even gauge the moisture level behind the stucco with a moisture meter.  Homes with synthetic stucco exteriors can last forever if the stucco was applied correctly and proper maintenance has been done.  Water can enter stucco through cracks, around unsealed light fixtures, outlets and the like. Also, in order to get a termite bond, most pest control companies will require that the stucco end (be cut off) before going into the ground to prevent being a conduit for moisture and termites.  You can even purchase a stucco bond to ensure that future problems, if they occur, are covered.   Some sellers will do this prior to putting house on market to give buyers peace of mind and eliminate the need of future worries with stucco problems.  I have used and referred homeowners and buyers to this company for stucco warranties.


5) Pool Inspection - If the home has a pool, the scope of most home inspectors doesn't include a pool inspection.  A pool contractor can check the pump and liner if the pool has one.  Is it a salt water pool or does it rely on chlorine?  Does it have a heater and inside, underwater lighting?   Most pool liners have a useful life of about 10 years old.  It is important to consider the cost of monthly pool maintenance and ascertain the age of the pump and pool liner in budgeting for future expenses.



6) Mold - Mold is outside the realm of most home inspectors and pest control inspectors. The presence of mold inside a home can trigger problems even in healthy people, but small children and people with compromised immune systems seem most susceptible to mold problems.  If a house has a problem with inside moisture or water intrusion in the basement, attic or crawl space, it would be prudent to consider a mold inspection and mitigation if mold is found.


7) Well water - If the home isn't serviced by public water, it will either be a private water system (typically a community well), a private or shared well. If it is a shared well, you will want to locate the well to determine whose property it is on. A community well system is often managed by a company who routinely tests the water. If the well is on neighboring property, then an easement will stipulate usage and who pays what for upkeep and continued service. If it is a private well located on the property you are buying, you will want to have a water test to determine there is no bacteria in the water. If the loan is FHA or VA, the water tests are required as a condition of underwriting, typically. And be sure to check for testing requirements as to what is checked. Sometimes a VA test will require that lead levels be checked as welled. Also, it is helpful to know whether your well is bored or drilled. I have found rare instances of problems when testing water from drilled wells. I have seen bored wells typically experience more issues with water quality.

If you are considering buying or selling a home in Northeast Georgia, I hope you'll consider contacting me.  I work with husband, David Stovall, my mother, Joyce Waters and sister Kayla Shoemake.  As natives of this area, we know North Georgia Real Estate.

 
Like my Facebook page

Selling North Georgia Since 1988
Associate Broker/Partner
770-540-3788


Comments

  1. I read your article. It was really nice. Thanks for sharing.

    apartments in nungambakkam

    ReplyDelete
  2. Cleaning is something that needs to be done with focus. The more you focus the easier it is to go quickly.

    Great information that may help people determining what they really need to maintain health and house belongings. Thanks for sharing!

    I really appreciate your post. I am currently working as a senior member in environmental consultancy (andersenenviro.com/) and I know that it's necessary to clean the home on daily basis.

    ReplyDelete
  3. Hey pal!

    I totally agree with you .I think home inspection and maintainance are the most crucial things everyone should consider.There are various mold removal techniques that can be useful in order to protect home against mold attacks.

    This is one of the serious problem that affect the health adversly.Whenever mold is suspected go for the remediation immediately , as it can affect the immune system and overall body parts of family members.

    There needs to be proper sanitation in home to make it healthy and lively .I really like your post ,it describe beautifully about home maintainance and sanitation issues.

    Regards
    Thatmoldlady

    ReplyDelete
  4. Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin.Meet our loan officers. Please choose the loan officer that you were referred to view their personal page and apply online.Wisconsin First time home buyer Each loan officer's page includes the following services.

    ReplyDelete
  5. Initially built as Home Federal Savings and Loan, it is now one of the Bank of Oklahoma locations in Tulsa. ​loan yantra

    ReplyDelete
  6. Tom Said:
    Inspections for Home Buyer is always important before buy a home! Most of the home buyer don't know much better about "Stucco Inspection", so it is the best opportunity to know before do something. Thanks!

    ReplyDelete
  7. Thank you for sharing article about INSPECTIONS FOR HOME BUYER i really loved reading your blog and you have shared very informative by reading your article home buyers will be aware of specific inspection Home Loan Interest Rate SBI

    ReplyDelete

Post a Comment

Popular Posts